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Money Management

Terms of Service

Last updated: 4/15/2025

1. Introduction

Welcome to Money Management Directory. These Terms of Service govern your use of our website and services. By accessing or using our platform, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the service.

Money Management Directory is owned and operated by a Portuguese company and is deployed worldwide. These Terms of Service apply to all users of our website, regardless of their location. By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Definitions

For the purposes of these Terms of Service:

  • "Company" (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Money Management Directory, a Portuguese company.
  • "Service" refers to the Company's website and all related services.
  • "User" (referred to as either "the User", "You", or "Your") refers to the individual accessing or using the Service.
  • "Content" refers to all information, text, graphics, photos, or other materials uploaded, downloaded, or appearing on the Service.
  • "Personal Data" refers to any information relating to an identified or identifiable natural person.

3. Use of the Service

By using our Service, you agree to:

  • Use the Service only for lawful purposes
  • Not engage in any activity that interferes with or disrupts the Service
  • Not attempt to gain unauthorized access to any portion of the Service
  • Not use the Service to transmit any viruses, worms, or other malicious code
  • Not use the Service for any commercial purpose without our express written consent
  • Not use the Service in any way that violates any applicable laws or regulations

4. Financial Information

Our Money Management Directory provides information about various financial tools and resources. Please note:

  • The information provided is for informational purposes only and should not be considered financial advice
  • We do not endorse any specific financial products, services, or companies listed in our directory
  • You should conduct your own research and consult with qualified financial professionals before making any financial decisions
  • We are not responsible for any decisions you make based on the information provided on our website
  • We do not provide investment advice, and nothing on our website should be construed as such

5. Intellectual Property

The Service and its original content, features, and functionality are owned by the Company and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without the prior written consent of the Company.

6. User Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, or other material. You are responsible for the content that you post on or through the Service, including its legality, reliability, and appropriateness.

By posting content on or through the Service, you represent and warrant that the content is yours and/or you have the right to use it and the right to grant us the rights and license as provided in these Terms.

We reserve the right to remove any content that violates these Terms or that we find objectionable for any reason, without prior notice.

7. Data Protection and Privacy

We are committed to protecting your privacy and personal data. Our collection and use of your personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference.

For users in the European Economic Area (EEA) and the United Kingdom, we process your personal data in accordance with the General Data Protection Regulation (GDPR) and the UK Data Protection Act 2018. For users in California, we process your personal data in accordance with the California Consumer Privacy Act (CCPA).

By using our Service, you consent to our collection and use of your personal data as described in our Privacy Policy.

8. Disclaimer

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free. We make no warranty regarding the quality, accuracy, timeliness, truthfulness, completeness, or reliability of any content.

We specifically disclaim any responsibility for the accuracy, content, or availability of information found on sites that link to or from our Service. We do not endorse and are not responsible for the content, products, or services available on any third-party sites.

9. Limitation of Liability

In no event shall the Company, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Portugal, without regard to its conflict of law provisions.

For users in the European Economic Area (EEA), these Terms and any disputes arising out of or in connection with them shall be subject to the laws of the European Union and the applicable national laws of your country of residence, to the extent required by applicable law.

Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Portugal, unless otherwise required by applicable law.

11. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the Terms shall otherwise remain in full force and effect and enforceable.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you are no longer authorized to use the Service.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Email: info@moneymanagementdirectory.com